Decision tool · v1

The verdict on a card idea,
before you spend a dollar.

Paste the cost basis, the target sell price, the channel, the grading tier, and round-trip shipping. Channel fees and PSA tier costs are baked into the math — not appended after. The recompute is live; the verdict lands before your coffee cools.

Inputs

Paste the numbers.
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Commission rates and PSA tier costs are hard-coded as of 2026-08. PWCC + Goldin are best-effort defaults — verify on your invoice.

Verdict · Today
GRADE → SUBMIT

Net · as listed today

$554.20

87% margin

Net · if graded 10

$1,177.18

184% margin · +$622.97 vs raw

Sell target$2,170.00
Cost basis−$640.00
Channel fee (eBay)−$287.83
Round-trip shipping−$40.00
PSA Regular−$25.00
Grading breakeven$812.68

Grading breakeven is the minimum sell-graded price at which the submit-to-PSA path beats selling raw today. If your target is below that number, the math says SELL, not GRADE.

Math model = (sellTarget − buy − channelFee − shipping) for raw, and (sellTarget × 1.55 − buy − channelFee_on_graded − gradingCost − shipping − $20 grading ship leg) for the graded path. Verdict: GRADE only if grading gains > grading cost AND grading net > raw net AND grading net is positive. SELL if profitable raw and grading doesn't beat it. HOLD otherwise. Assumes a single PSA outcome at the conservative 1.55x raw-to-PSA-10 curve; revisit quarterly.